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$1,199,000
15 Days On Site

3198 INDIAN GULF LANE
HERNANDO BEACH, FL 34607

For Sale|Single Family Residence|Active
2
Beds
3
Total Baths
3
Full Baths
1,344
SqFt
$892
/SqFt
1984
Built
Subdivision:
INDIAN BAY COUNTRY HOMES UNREC
County:
Hernando
3198 INDIAN GULF LANE3198 INDIAN GULF LANE3198 INDIAN GULF LANE3198 INDIAN GULF LANE
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Monthly Payment (Est.)

$5,470
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

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Listing Snapshot
Price 
$1,199,000
Days On Site 
15 Days
Bedrooms 
2
Inside Area (SqFt) 
1,344 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.36 Acres
Year Built 
1984
MLS® Number 
W7888807
Status 
Active
Property Tax 
$17,674
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
2 days agoListing updated with changes from the MLS®
2 weeks agoListing first seen on site
General Features
Acres 
0.36
Attached Garage 
Yes
Direction Faces 
North
Foundation 
Slab
Garage 
Yes
Garage Spaces 
1
Levels 
Two
Parking 
BoatDrivewayBasementAttached
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Total 
2968
Style 
Coastal
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedWater Connected
Water Source 
Public
Zoning 
R1A
Interior Features
Appliances 
DishwasherDryerMicrowaveRangeRefrigeratorWasher
Cooling 
Central AirWall/Window Unit(s)
Flooring 
BrickCeramic Tile
Furnished 
Furnished
Heating 
CentralElectric
Interior 
Crown MoldingOpen FloorplanStone Counters
Laundry Features 
Electric Dryer HookupInsideUpper LevelWasher Hookup
Window Features 
Window CoveringsAluminum FramesShuttersWindow Treatments
Bedroom 2 
Dimensions - 11.5x12Level - SecondFeatures - Ceiling Fan(s)
Den 
Level - FirstFeatures - Ceiling Fan(s)
Dining Room 
Dimensions - 10.75x12.33Level - Second
Kitchen 
Dimensions - 16.42x12.33Level - SecondFeatures - Granite Counters
Living Room 
Dimensions - 25.83x15.08Level - SecondFeatures - Ceiling Fan(s)
Master Bedroom 
Dimensions - 16x11.67Level - SecondFeatures - Ceiling Fan(s)
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Exterior Features
Construction Details 
StuccoFrame
Exterior 
BalconyStorage
Lot Features 
LevelPavedWaterfront
Roof 
Metal
View 
Water
Waterfront 
Yes
Waterfront Features 
Ocean Front
Waterview 
Water
Windows/Doors 
Window CoveringsAluminum FramesShuttersWindow Treatments
Community Features
MLS Area 
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Township 
23
Financing Terms Available 
CashConventionalVA Loan
Roads 
Paved
Listing courtesy of BRIDGE POINT BUSINESS REAL EST (352) 585-3872



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-09-09 10:10 PM EDT

Neighborhood & Commute
Source: Walkscore
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