ANCHORS AWAY TO HERNANDO BEACH COASTAL LIVING! RARE OPPORTUNITY TO OWN A FURNISHED WATERFRONT HOME UNDER 390,000 WITH ROOM FOR A POOL & LOCATED JUST MINUTES FROM THE HERNANDO BEACH COMMUNITY BOAT LIFT FOR EASY ACCESS TO THE SALTWATER SIDE & GULF! This furnished 3 Bedroom, 2 Bathroom, 1 Car Garage waterfront home has the nautical charm buyers love, from the navy blue exterior with crisp white trim to the anchor accents, palm tree lights, tropical landscaping & inviting waterfront setting. Sitting higher in elevation than many Hernando Beach homes, this property offers added peace of mind while still capturing the relaxed waterfront lifestyle buyers are looking for. Buyers will also appreciate having valuable insurance information already available, including a Primary Residence Flood Insurance Quote of 2,913.75 per year & a Primary Residence Homeowners & Wind Insurance Quote of 2,475.00 per year. A 4-Point Inspection & Wind Mitigation Inspection Report were also completed in 2021. From the moment you walk through the front door, you are welcomed by a beautiful stained-glass egret window & a straight view through the home to the backyard, palm trees & water beyond. The open floor plan features a living room, dining area & coastal kitchen that flows into a rear sitting area, creating a comfortable layout for everyday living, entertaining or relaxing after a day on the water. The home is completely tiled throughout & has a coastal feel with Caribbean-style window cornices, PGT windows, white shaker cabinetry, gray & white quartz countertops, breakfast bar, soft-close cabinetry, lower pot drawers, built-in pantry with pull-outs, all appliances included & a rolling island that stays. Both bathrooms have been beautifully remodeled, adding to the move-in-ready appeal. The 5x5 utility room backs up to the garage area where the washer & dryer are currently located, creating an easy opportunity to convert this space into an interior laundry room. The garage also includes an unfinished 3rd bathroom, offering additional potential for a bedroom/bathroom setup, guest area, hobby space or flexible use, depending on the buyer's needs. Outside, enjoy multiple outdoor living spaces including a patio just off the sliding glass doors, a paver patio with a hot tub that stays, an additional patio area perfect for grilling, plenty of room to add the pool you've always wanted, beautiful queen palms in the front yard, Bismarck palms in the backyard & a floating dock for enjoying the waterfront lifestyle. A paver parking pad along the side of the home provides valuable extra space for a boat trailer, utility trailer, golf cart or additional vehicles, making it even easier to enjoy the coastal lifestyle. Located close to the Hernando Beach Community Boat Lift, you'll enjoy convenient access to the saltwater side & Gulf, making boating, fishing, kayaking, scalloping & waterfront adventures part of everyday life. Additional highlights include a 2021 dimensional shingle roof, 2019 HVAC & furnishings included. Hernando Beach is a laid-back coastal community known for its canals, waterfront restaurants, marinas, boating lifestyle, golf cart rides, spectacular sunsets, coastal wildlife, friendly neighbors & easy access to Weeki Wachee, the Gulf & all the natural beauty of Florida's Nature Coast. This home offers the perfect blend of nautical character, tropical outdoor living, future potential & relaxed Hernando Beach charm.

Listing courtesy of Sharie L. Oakland PA of REMAX Alliance Group



Listing information is provided by Participants of the Hernando County Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Hernando County Association of REALTORS MLS.
Data last updated at: 2026-09-10 02:10 AM UTC